$120K — When Richard won the $120K, he though it would be the end of his problems. Instead, it was just the beginning. As soon as he paid all his debt ($120K), the calls started streaming in. Everyone was desperate. Everyone wanted a piece of the pie. Everyone looking at him — hopeful to be saved from their own bad decisions. He tried to tell them. “Guys, $120K is really not that much. It’s not an unlimited amount. It’s not even one eighth of a million.”